As a socially responsible corporation, the security and welfare of your
employees and their families is one of your main priorities. This includes
employees that are posted on overseas missions, perhaps to one of the
post-conflict areas of the world.
So how do you exercise responsible travel management?
As a socially responsible organisation, you need to consider the
priorities when sending your employees overseas, perhaps accompanied by their
family members.
It is only right that you are concerned about safety, security, and
welfare. The first two things that might come across your mind might be
responsibly choosing the air carrier and hotel accommodation; however, travel
insurance is what you should really be thinking about in this world of
uncertainty.
A travel insurance policy provides cover for your employees while
traveling abroad on business trips against unforeseen events that can result in
injury or even death. Also, your employees would be put at ease knowing that
they have access to medical treatment and baggage claims should the need arise.
These things are typical concerns when the destination is to a stable
territory. What if you are sending employees to a post-conflict territory, say
Iraq, Libya, or even Afghanistan? This is when travel insurance becomes even
more important in your travel management. In addition to having a standard
travel policy in force, now it becomes vital that you make sure that your
employees are covered against extreme events such as kidnap & ransom,
blackmail & extortion, hi-jack or terrorism, what is called a “Crisis
Assistance Plan”. As drastic as it may sound, these sorts of incidents can
occur.
You might think that this will be an expensive and time-consuming
insurance cover to arrange; well, it doesn’t have to be...
So, the insurance solutions are out there; the questions to ask yourself
as an employer are: “Am I providing responsible travel management to my
employees?, and, is the insurance cover as good as it should be?”
For further information visit www.frontiertravelinsurance.com;
www.aaib-insurance.com
Posted by Lubna Amasheh at AAIB, who are exhibiting in the Responsible
Travel Management zone at the Business Travel Show on 4-5 February 2014.
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